@font-face{font-family:"Playfair Display";src:url(/assets/fonts/PlayfairDisplay-Variable.woff2) format("woff2"),url(/assets/fonts/PlayfairDisplay-Variable.ttf) format("truetype");font-weight:400 900;font-display:swap}
@font-face{font-family:Montserrat;src:url(/assets/fonts/Montserrat-Variable.woff2) format("woff2"),url(/assets/fonts/Montserrat-Variable.ttf) format("truetype");font-weight:100 900;font-display:swap}
.skip{position:absolute;left:-9999px;top:0;z-index:100;background:var(--deep);color:#fff;padding:12px 18px;font-weight:600}
.skip:focus{left:12px;top:12px}
a:focus-visible,button:focus-visible,.btn:focus-visible,summary:focus-visible{outline:3px solid var(--sky);outline-offset:3px}
/* ⛔ Jeff 10/6: slim bar, no vendor names, nothing about the Protection Map */
:root{--deep:#0F2A44;--slate:#3B6A85;--sky:#7DA7C2;--sand:#E0D1B0;--gray:#E8EAEE;--white:#fff;
 --ink:#0F2A44;--body:#33475b;--muted:#5a6b7c;--rule:#cfd6de;
 --serif:"Playfair Display",Georgia,serif;--sans:Montserrat,"Helvetica Neue",Arial,sans-serif;
 --w:1200px;--pad:56px}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font-family:var(--sans);color:var(--body);font-size:17px;line-height:1.7;background:#fff;-webkit-font-smoothing:antialiased;overflow-x:hidden}
img{display:block;max-width:100%}
a{color:var(--slate);text-decoration:none}a:hover{text-decoration:underline}
/* links inside running text are underlined, not colour-only (WCAG 1.4.1, axe link-in-text-block 10/2) */
p a:not(.btn),li a:not(.btn){text-decoration:underline;text-underline-offset:2px;text-decoration-thickness:1px}
h1,h2,h3{font-family:var(--serif);font-weight:500;color:var(--ink);margin:0}
p{margin:0 0 16px}
.wrap{max-width:var(--w);margin:0 auto;padding:0 var(--pad)}
.narrow{max-width:760px}
.eyebrow{display:block;font-size:12.5px;letter-spacing:.2em;text-transform:uppercase;font-weight:600;color:var(--slate);margin-bottom:14px}
.lede{font-size:20px;line-height:1.6;color:var(--body)}
.btn{display:inline-block;font-family:var(--sans);font-weight:600;font-size:15px;letter-spacing:.02em;padding:15px 26px;background:var(--deep);color:#fff;border:0;cursor:pointer;text-decoration:none!important;line-height:1.3;border-radius:0}
.btn:hover{background:var(--slate);color:#fff}
.btn.sand{background:var(--sand);color:var(--deep)}.btn.sand:hover{background:#fff}
.btn.ghost{background:transparent;color:var(--deep);box-shadow:inset 0 0 0 1.5px var(--deep)}
.btn.ghost:hover{background:var(--deep);color:#fff}
.btn.guide{background:var(--sand);color:var(--deep)}.btn.guide:hover{background:#d3c197}
.btn.aftr{background:#BFDDF2;color:var(--deep)}.btn.aftr:hover{background:#a6cfec}
details.smp>summary{list-style:none;cursor:pointer;position:relative;padding-right:90px}
details.smp>summary::-webkit-details-marker{display:none}
.smp-more{position:absolute;right:0;top:6px;font-size:14px;font-weight:600;color:var(--slate)}
.smp-more::after{content:" +"}details.smp[open] .smp-more::after{content:" \2212"}
details.smp .btns{margin-top:12px;flex-direction:column}details.smp .btns .btn{display:block;width:100%;text-align:center;padding:13px 18px}
.btn.ghost-light{background:transparent;color:#fff;box-shadow:inset 0 0 0 1.5px rgba(255,255,255,.6)}
.btns{display:flex;flex-wrap:wrap;gap:14px;margin-top:8px}
.textlink{font-weight:600;font-size:15px;color:var(--slate);letter-spacing:.02em}
.textlink:after{content:" \2192"}
.site-h{position:relative;z-index:10;background:#fff;border-bottom:1px solid var(--rule)}
.site-h.on-dark{background:var(--deep);border-bottom:1px solid rgba(255,255,255,.08)}
.site-h .wrap{display:flex;align-items:center;justify-content:space-between;gap:28px;height:96px}
.site-h .logo{flex:none}  /* 2026-10-04: never let the menu squeeze the logo to 0 width (wide screens) */
.site-h .logo img{height:50px;width:auto;max-width:none}
.site-h nav{display:flex;align-items:center;gap:26px;white-space:nowrap}
.site-h nav a{font-size:14.5px;font-weight:500;color:var(--deep)}
.site-h nav a.on{box-shadow:inset 0 -2px 0 var(--sand)}
.site-h.on-dark nav a{color:#fff}
.site-h nav .btn{color:#fff;margin-left:6px}
.site-h.on-dark nav .btn{background:var(--sand);color:var(--deep)}
.mcta{display:none}
.hero{position:relative;overflow:hidden;background:var(--gray);padding:96px 0 120px;clip-path:polygon(0 0,100% 0,100% 88%,64% 100%,0 93%)}
.hero .mtn{position:absolute;right:-120px;bottom:-24px;width:860px;opacity:.22;pointer-events:none}
.hero .inner{position:relative;max-width:780px}
.hero h1{font-size:58px;line-height:1.08;margin-bottom:22px}
.hero .lede{max-width:660px}
.hero.dark{background:var(--deep);color:#dfe7ef;padding:120px 0 170px}
.hero.dark .mtn{opacity:.42;width:1020px;right:-140px;bottom:-30px}
.hero.dark h1{color:#fff;font-size:68px}
.hero.dark .eyebrow{color:var(--sand)}
.hero.dark .lede{color:#dfe7ef}
.hero.dark p{color:#b9c8d6}
.sec{padding:96px 0}
.sec.tight{padding:72px 0}
.sec.gray{background:var(--gray)}
.sec.sand{background:var(--sand)}
.sec.sand .eyebrow{color:var(--deep);opacity:.75}
.sec.sand p,.sec.sand li{color:#22364b}
.sec.facet-top{clip-path:polygon(0 56px,36% 0,100% 44px,100% 100%,0 100%);padding-top:140px;margin-top:-40px}
.head2{font-size:44px;line-height:1.12;margin-bottom:18px}
.split{display:grid;grid-template-columns:360px 1fr;gap:72px;align-items:start}
.split.even{grid-template-columns:1fr 1fr}
.qa{display:grid;grid-template-columns:1fr 1fr;gap:0 56px}
.qa div{border-top:1px solid var(--rule);padding:22px 0 18px}
.qa h3{font-family:var(--sans);font-weight:600;font-size:17.5px;line-height:1.45;color:var(--ink);margin-bottom:6px}
.qa p{font-size:16px;color:var(--muted);margin:0}
.steps{display:grid;grid-template-columns:1fr 1fr;gap:0 46px;list-style:none;padding:0;margin:0}
.steps li{border-top:1px solid #b9c2cc;padding:20px 0 22px;display:flex;gap:20px;align-items:baseline;font-size:18.5px;font-weight:500;color:var(--ink)}
.steps b{font-family:var(--serif);font-size:32px;color:var(--slate);font-weight:500;min-width:36px}
.steps.one{grid-template-columns:1fr}
.steps li span{display:block;font-size:15.5px;font-weight:400;color:var(--muted);margin-top:4px;line-height:1.6}
.ticks{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:1fr 1fr;gap:0 40px}
.ticks li{position:relative;padding:12px 0 12px 28px;border-bottom:1px solid var(--rule);font-weight:500;color:var(--ink);font-size:16.5px}
.ticks li:before{content:"";position:absolute;left:0;top:19px;width:12px;height:12px;background:var(--slate);clip-path:polygon(50% 0,100% 100%,0 100%)}
.sec.sand .ticks li{border-color:rgba(15,42,68,.22)}.sec.sand .ticks li:before{background:var(--deep)}
.ticks.one{grid-template-columns:1fr}
.ticks.light li{font-weight:400;color:var(--body);font-size:16px}
.doors{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border-top:1px solid var(--rule)}
.door{padding:34px 34px 30px 0;margin-right:34px;border-right:1px solid var(--rule);display:flex;flex-direction:column}
.door:last-child{border-right:0;margin-right:0}
.door h3{font-size:30px;margin:0 0 12px}
.door p{font-size:16.5px;color:var(--body);flex:1}
.door .facet{width:44px;height:30px;background:var(--sand);clip-path:polygon(0 0,100% 100%,0 100%);margin-bottom:20px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.cards.two{grid-template-columns:1fr 1fr}.cards.one{grid-template-columns:1fr}
.card{background:#fff;border:1px solid var(--rule);padding:30px 30px 26px;position:relative;clip-path:polygon(0 0,calc(100% - 40px) 0,100% 28px,100% 100%,0 100%)}
.card:after{content:"";position:absolute;top:0;right:0;width:40px;height:28px;background:var(--sand);clip-path:polygon(0 0,100% 100%,0 100%)}
.card h3{font-size:24px;margin-bottom:10px}
.card p{font-size:16px;margin-bottom:12px}
.card .fee{font-size:14px;font-weight:600;color:var(--slate);letter-spacing:.02em;border-top:1px solid var(--rule);padding-top:12px;margin:14px 0 0}
.sec.sand .card{border-color:rgba(15,42,68,.18)}.sec.sand .card:after{background:var(--deep)}
/* ⛔ Jeff 2026-10-22: the three plan cards (pricing section) */
.phead{text-align:center;max-width:760px;margin:0 auto}.plead{margin:6px 0 2px;font-size:19px}
.plans3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:26px;margin:34px 0 0;align-items:stretch}
.plancard{display:flex;flex-direction:column;position:relative;background:#fff;border:1px solid rgba(15,42,68,.18);padding:38px 30px 30px}
.plancard.feat{border:2px solid var(--deep);box-shadow:0 22px 44px rgba(15,42,68,.16)}
.plancard .badge{position:absolute;top:-15px;left:30px;background:var(--deep);color:#fff;font-size:12px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;padding:6px 14px}
.plancard h3{font-size:26px;margin:0 0 4px}
.plancard .price{font-family:var(--serif);font-size:56px;line-height:1.05;font-weight:600;color:var(--ink);margin:4px 0 8px}
.plancard .per{font-size:15px;line-height:1.5;color:var(--muted);margin:0 0 4px;min-height:3em}
.plancard .save{font-size:14px;line-height:1.45;font-weight:700;letter-spacing:.02em;color:var(--slate);margin:0 0 10px;min-height:2.9em}
.plancard ul{list-style:none;padding:14px 0 0;margin:0 0 26px;border-top:1px solid var(--rule)}
.plancard li{position:relative;padding:6px 0 6px 24px;font-size:15.5px;line-height:1.5;color:var(--body)}
.plancard li:before{content:"";position:absolute;left:0;top:13px;width:10px;height:10px;background:var(--slate);clip-path:polygon(50% 0,100% 100%,0 100%)}
.plancard .consult{font-size:15px;line-height:1.5;color:var(--ink);font-weight:600;border-top:1px solid var(--rule);padding-top:14px;margin:auto 0 22px;min-height:4.6em}
.plancard .consult s{color:var(--muted);font-weight:500}
.plancard .btn{text-align:center;display:block}
.pguar{text-align:center;font-weight:700;font-size:18px;color:var(--ink);margin:34px 0 4px}
.pterms{text-align:center;font-size:15.5px;margin:0 auto;max-width:760px}
.pafter{margin-top:64px}
@media (max-width:860px){.plans3{grid-template-columns:1fr;gap:34px;max-width:520px;margin-left:auto;margin-right:auto}.plancard .per,.plancard .save,.plancard .consult{min-height:0}.plancard .save:empty{display:none}}
@media (max-width:640px){.plancard{padding:32px 22px 24px}.plancard .price{font-size:46px}.pafter{margin-top:40px}}
.outcomes{display:grid;grid-template-columns:repeat(3,1fr);gap:0 40px;counter-reset:o}
.outcomes div{counter-increment:o;border-top:1px solid var(--rule);padding:22px 0 18px}
.outcomes h3{font-size:22px;margin-bottom:8px}
.outcomes h3:before{content:counter(o) "  ";font-family:var(--serif);color:var(--slate)}
.outcomes p{font-size:15.5px;color:var(--muted);margin:0}
.pm{position:relative;background:var(--deep);color:#c9d5e2;display:grid;grid-template-columns:1.35fr 1fr;overflow:hidden;box-shadow:14px 14px 0 var(--sky)}
.pm .txt{padding:58px 58px 52px}
.pm .lockup{height:58px;width:auto}
.pm .by{font-size:12.5px;letter-spacing:.18em;text-transform:uppercase;color:var(--sky);font-weight:600;margin:18px 0 0}
.pm h3{color:#fff;font-size:34px;line-height:1.2;margin:16px 0 14px}
.pm p{color:#c9d5e2;font-size:16.5px}
.pm .marks{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin:22px 0 28px}
.pm .art{background:rgba(125,167,194,.12);display:flex;align-items:center;justify-content:center;clip-path:polygon(16% 0,100% 0,100% 100%,0 100%)}
.pm .art img{width:62%}
.pmhero{box-shadow:none;background:transparent;grid-template-columns:1.4fr 1fr;align-items:center}
.pmhero .txt{padding:0 40px 0 0}.pmhero .lockup{height:66px}
.pmhero h1{color:#fff;font-size:56px;line-height:1.1;margin:18px 0}
.pmhero .hook{font-family:var(--serif);font-weight:500;color:var(--sand);font-size:30px;line-height:1.2;margin:0 0 14px}
.pmhero .art{clip-path:none;background:transparent}.pmhero .art img{width:88%}
.cred{display:flex;gap:34px;align-items:center;border-top:3px solid var(--sand);padding-top:34px}
.cred img{width:130px;flex:none}
.cred .n{font-family:var(--serif);font-size:27px;color:var(--ink)}
.cred p{margin:6px 0 10px;font-size:16.5px}
.closing{position:relative;overflow:hidden;background:var(--deep);color:#c9d5e2;padding:140px 0 120px;clip-path:polygon(0 0,58% 70px,100% 0,100% 100%,0 100%)}
.closing .mtn{position:absolute;left:-120px;bottom:-40px;width:760px;opacity:.26}
.closing .in{position:relative;max-width:620px;margin-left:auto}
.closing h2{color:#fff;font-size:46px;margin-bottom:16px}
.closing .hook{font-family:var(--serif);color:var(--sand);font-size:26px;line-height:1.25;margin:0 0 14px}
.closing .eyebrow{color:var(--sand)}
.closing p{font-size:18px}
.site-f{background:var(--deep);color:#b9c8d6;padding:56px 0 40px;font-size:14.5px;border-top:1px solid rgba(255,255,255,.08)}
.site-f .row{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:40px}
.site-f .logo{height:112px;width:auto}
.site-f h4{font-family:var(--sans);font-size:11.5px;letter-spacing:.2em;text-transform:uppercase;color:var(--sand);margin:6px 0 12px;font-weight:600}
.site-f a{display:block;color:#dfe7ef;margin-bottom:8px}
.site-f .legal{border-top:1px solid rgba(255,255,255,.14);margin-top:40px;padding-top:18px;font-size:13px;display:flex;justify-content:space-between;gap:20px}
.beta{background:var(--sand);color:var(--deep);text-align:center;font-size:14px;padding:10px 18px}
.beta b{letter-spacing:.14em;text-transform:uppercase;font-size:12px;margin-right:8px}
.fine{font-size:15px;color:var(--muted);max-width:820px}
.after{border-left:3px solid var(--sand);padding:4px 0 4px 18px;font-size:15.5px;color:var(--muted);margin-top:22px}
.sample li{margin-bottom:10px}
.states{list-style:none;padding:0;margin:14px 0 0}
.states li{display:flex;justify-content:space-between;gap:16px;border-top:1px solid var(--rule);padding:11px 0;font-weight:500;color:var(--ink);font-size:16px}
.states li i{white-space:nowrap}
.statechip{font-style:normal;font-size:13px;font-weight:600;letter-spacing:.04em;color:var(--slate)}
.samples3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:40px;align-items:start}
.samples3 h3{overflow-wrap:anywhere}
.samples3 .later{border-left:3px solid var(--sand);padding:4px 0 4px 14px;font-size:15px;margin:14px 0 0}
@media (max-width:1100px){.samples3{grid-template-columns:1fr;gap:44px}}
.marks-light{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin:28px 0}
.marks-light div p{font-size:15.5px;color:var(--muted);margin:12px 0 0}
.gets{display:grid;grid-template-columns:1fr 1fr;gap:18px 30px;margin-top:20px}
.gets div{border-top:3px solid var(--sand);padding-top:12px}
.gets b{display:block;font-family:var(--serif);font-weight:500;font-size:21px;color:var(--ink);margin-bottom:4px}
.gets span{font-size:15.5px;color:var(--muted)}
.qgroup{font-family:var(--sans);font-size:12.5px;letter-spacing:.18em;text-transform:uppercase;font-weight:600;color:var(--slate);margin:46px 0 4px;padding-top:18px;border-top:1px solid var(--rule)}
.opinion{background:var(--deep)}
.opinion .in{max-width:780px;margin:0 auto;text-align:center}
.opinion h2{color:#fff;font-size:36px;margin:0 0 14px}
.opinion p{color:#c9d5e2;font-size:18.5px;line-height:1.6;margin:0}
@media (max-width:640px){.opinion h2{font-size:28px}.opinion p{font-size:16.5px}}
.site-f .tag{margin:14px 0 0;font-size:14.5px;max-width:240px}
.pmstrip{display:flex;gap:30px;align-items:center}
.pmstrip img{width:76px;height:auto;flex:none}
.pmstrip h3{font-size:24px;margin:0 0 6px}
.pmstrip p{margin:0 0 10px;max-width:640px}
@media (max-width:640px){.pmstrip{gap:18px;align-items:flex-start}.pmstrip img{width:52px}}
/* 2026-10-06 Jeff: "Getting the most from your Protection Map" — calm numbered list above the FAQ */
.pmtips{list-style:none;padding:0;margin:22px 0 0;counter-reset:t;max-width:820px;border-bottom:1px solid var(--rule)}
.pmtips li{counter-increment:t;position:relative;padding:14px 0 14px 40px;border-top:1px solid var(--rule);font-size:16px;line-height:1.6;color:var(--body)}
.pmtips li:before{content:counter(t);position:absolute;left:0;top:11px;font-family:var(--serif);font-size:22px;color:var(--slate)}
/* 2026-10-06 Jeff: Protection Map FAQ, bottom of /protection-map/ — native <details>, no JS */
.faq .faqnav{display:flex;flex-wrap:wrap;gap:8px 22px;margin:6px 0 10px;padding:0;list-style:none}
.faq .faqnav a{font-size:14.5px;font-weight:600}
.faqgrp{scroll-margin-top:24px;border-top:1px solid var(--rule)}
.faq .faqgrps{margin-top:26px;border-bottom:1px solid var(--rule)}
.faq summary.gsum{font-family:var(--serif,inherit);font-size:22px;font-weight:600;padding:20px 44px 20px 0}
.faq summary.gsum .n{font-family:var(--sans,inherit);font-size:14px;font-weight:500;color:var(--slate);margin-left:10px}
.faqgrp .qs{padding:0 0 14px 0}
.faq .qs details{border-top:1px solid var(--rule)}
.faq summary{cursor:pointer;list-style:none;position:relative;padding:17px 44px 17px 0;font-weight:600;font-size:17px;line-height:1.45;color:var(--ink)}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";position:absolute;right:8px;top:12px;font-size:26px;font-weight:400;color:var(--slate)}
.faq details[open] summary:after{content:"\2212"}
.faq .ans{max-width:820px;padding:0 0 18px}
.faq .ans p{font-size:16px;margin:0 0 12px}
.faq .ans ul{margin:0 0 12px;padding-left:22px}.faq .ans li{font-size:16px;margin-bottom:6px}
@media (max-width:640px){.faq summary{font-size:16px;padding-right:36px}.faq summary.gsum{font-size:19px}}
/* 2026-10-08 Jeff: the three steps on the left; the nine items listed briefly on the right, each opens; no taller than the steps */
.havecol{padding-top:44px}
.haveh{font-weight:600;color:var(--ink);font-size:17px;margin:0 0 6px}
.havelist{border-bottom:1px solid var(--rule)}
.riskmore{margin:34px 0 6px;text-align:left}.riskmore .havelist details p.src{font-size:13px;color:var(--slate)}
.havelist details{border-top:1px solid var(--rule)}
.havelist summary{cursor:pointer;list-style:none;position:relative;padding:15px 34px 15px 0;font-size:15.5px;line-height:1.4;color:var(--ink)}
.havelist summary::-webkit-details-marker{display:none}
.havelist summary:after{content:"+";position:absolute;right:6px;top:11px;font-size:21px;font-weight:400;color:var(--slate)}
.havelist details[open] summary:after{content:"\2212"}
.havelist details p{font-size:15px;line-height:1.55;color:var(--body);margin:0 0 12px;padding-right:34px}
@media (max-width:860px){.havecol{padding-top:8px}}
@media (max-width:1100px){
 :root{--pad:36px}
 .site-h .wrap{height:auto;padding-top:18px;padding-bottom:14px;flex-wrap:wrap;gap:14px 28px}
 .site-h nav{flex-wrap:wrap;gap:12px 22px;white-space:normal}
 .split{grid-template-columns:1fr;gap:20px}
 .hero h1{font-size:50px}.hero.dark h1{font-size:56px}
 .cards{grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}.card{min-width:0}
}
@media (max-width:640px){
 :root{--pad:20px}
 body{font-size:16.5px}
 .site-h .wrap{display:grid;grid-template-columns:1fr auto;gap:10px 10px;padding-top:12px;padding-bottom:10px;height:auto}
 .site-h .logo img{height:34px}
 .site-h nav{grid-column:1/3;display:flex;flex-wrap:wrap;gap:4px 16px;white-space:normal;border-top:1px solid var(--rule);padding-top:8px}
 .site-h.on-dark nav{border-top-color:rgba(255,255,255,.14)}
 .site-h nav a{font-size:13.5px;line-height:1.9}
 .site-h nav .btn{display:none}
 .site-h .mcta{display:inline-block;grid-row:1;grid-column:2;align-self:center;padding:10px 14px;font-size:13px}
 .hero{padding:44px 0 76px;clip-path:polygon(0 0,100% 0,100% 95%,64% 100%,0 97%)}
 .hero .mtn{width:520px;right:-210px;opacity:.18}
 .hero h1{font-size:34px;line-height:1.14;margin-bottom:16px}
 .hero.dark{padding:52px 0 104px}.hero.dark h1{font-size:38px}.hero.dark .mtn{width:600px;right:-240px;opacity:.36}
 .lede{font-size:17.5px}
 .btns{flex-direction:column}.btns .btn{text-align:center}
 .sec{padding:52px 0}.sec.tight{padding:44px 0}
 .sec.facet-top{clip-path:polygon(0 24px,40% 0,100% 18px,100% 100%,0 100%);padding-top:72px;margin-top:-20px}
 .head2{font-size:29px;line-height:1.16}
 .qa,.steps,.ticks,.outcomes,.cards,.cards.two,.split.even,.gets{grid-template-columns:1fr}
 .qa div{padding:16px 0 14px}.qa h3{font-size:16.5px}
 .steps li{font-size:16.5px;padding:14px 0}.steps b{font-size:24px}
 .ticks li{font-size:15.5px;padding:10px 0 10px 26px}.ticks li:before{top:17px}
 .doors{grid-template-columns:1fr;border-top:0}
 .door{border-right:0;margin:0;padding:22px 0;border-top:1px solid var(--rule)}
 .door .facet{display:none}.door h3{font-size:24px}
 .card{padding:22px 20px}
 .pm{grid-template-columns:1fr;box-shadow:8px 8px 0 var(--sky)}
 .pm .art{order:-1;clip-path:none;padding:28px 0}.pm .art img{width:38%}
 .pm .txt{padding:26px 20px 28px}.pm .lockup{height:40px}.pm h3{font-size:25px}
 .pm .marks,.marks-light{grid-template-columns:1fr 1fr}
 .pmhero{grid-template-columns:1fr}.pmhero .txt{padding:0}.pmhero .art{padding:0 0 22px}.pmhero .art img{width:40%}
 .pmhero .lockup{height:42px}.pmhero h1{font-size:34px}.pmhero .hook{font-size:23px}
 /* 2026-10-02 — phone: the lockup already carries the mark, so the large
    decorative mark is dropped, and START PROTECTION MAP comes straight after
    the opening line instead of three screens down. Desktop unchanged. */
 .pm .art{display:none}
 .pmhero .txt{display:flex;flex-direction:column}
 .pmhero .txt .btns{order:1;margin-bottom:22px}.pmhero .txt .more{order:2}.pmhero .txt .note{order:3}
 .cred{flex-direction:column;align-items:flex-start;gap:12px}.cred img{width:100px}
 .closing{padding:88px 0 70px;clip-path:polygon(0 0,58% 32px,100% 0,100% 100%,0 100%)}
 .closing .mtn{width:520px;left:-200px;opacity:.2}.closing h2{font-size:32px}
 .site-f{padding:44px 0 32px}
 .site-f .row{grid-template-columns:1fr 1fr;gap:22px}.site-f .row>div:first-child{grid-column:1/3}
 .site-f .logo{height:84px}.site-f .legal{flex-direction:column;gap:6px}
 .states li{flex-wrap:wrap;gap:2px 12px;font-size:15px}
}

/* ⛔ 2026-10-04 Jeff: header always visible, logo top-left on every device */
.site-h{position:sticky;top:0;z-index:40}
.site-h .wrap{max-width:1360px}
.site-h .logo img{height:44px}
.site-h nav{gap:18px}
.site-h nav a{font-size:13.5px}
[id]{scroll-margin-top:110px}
.herologo{display:block;height:210px;width:auto;margin:0 0 30px}
@media (max-width:640px){.herologo{height:150px;margin-bottom:22px}}
.menu-toggle{display:none}
@media (max-width:1360px){  /* compact header below 1360px: the one-row menu needs ~1340px */
 .site-h .wrap{display:flex!important;flex-wrap:nowrap!important;align-items:center;height:68px!important;padding-top:0!important;padding-bottom:0!important;gap:12px!important}
 .site-h .logo img{height:38px!important}
 .site-h nav{display:none!important}
 .site-h.open nav{display:flex!important;flex-direction:column;align-items:flex-start;position:absolute;top:100%;left:0;right:0;background:#fff;padding:16px var(--pad) 24px;gap:16px;border-top:1px solid var(--rule);border-bottom:1px solid var(--rule);box-shadow:0 10px 24px rgba(15,42,68,.12);white-space:normal}
 .site-h.on-dark.open nav{background:var(--deep);border-top-color:rgba(255,255,255,.12)}
 .site-h.open nav a{font-size:16px;line-height:1.4}
 .site-h nav .btn{display:none!important}
 .menu-toggle{display:inline-flex;align-items:center;justify-content:center;margin-left:auto;background:none;border:1px solid var(--rule);color:var(--deep);font:600 14px var(--sans);padding:0 16px;min-height:44px;cursor:pointer}
 .site-h.on-dark .menu-toggle{color:#fff;border-color:rgba(255,255,255,.35)}
 .site-h .mcta{display:inline-flex!important;align-items:center;min-height:44px;padding:0 16px!important;font-size:13.5px}
 [id]{scroll-margin-top:80px}
}
@media (max-width:520px){
 .site-h .wrap{height:60px!important}
 .site-h .logo img{height:30px!important}
 .site-h .mcta{display:none!important}
 .site-h.open nav .btn{display:inline-flex!important;margin:6px 0 0}
}