Protection Map terms
The plain-language terms for using Protection Map. Last updated October 23, 2026.
What Protection Map is
Protection Map is a self-guided tool from Financial Risk Partners. It measures four financial risks — Income Interruption, Ability to Earn, Extended Care and Loss of Life — from the answers you give and the assumptions we publish with your results.
It is for education and planning. It is not financial, investment, legal or tax advice, and it does not recommend that you buy any particular product. Your results are estimates, not guarantees, and they are only as accurate as the answers you give.
Your plan
Protection Map has three plans:
- 1 Year — $250. Renews automatically each year at $250 until you turn off auto-renew.
- 5 Years — $750. One payment for 5 years of access. It does not renew; before it ends, we email you the plan options.
- 10 Years — $1,000. One payment for 10 years of access. It does not renew; before it ends, we email you the plan options.
Turning off auto-renew (1 Year). Turn it off anytime from your account page. It stops the next charge right away; you keep access to the end of the year you’ve already paid for. Renewal payments aren’t refunded.
About a month before each 1 Year renewal we email you the renewal date, the amount and how to turn off auto-renew, and after each renewal payment we email you a receipt.
Moving to a longer plan. While your plan is active you can buy 5 Years or 10 Years. There’s no credit for time you’ve already paid for, and none of it is lost: the longer plan starts when your current access ends, and a 1 Year plan’s auto-renew is turned off.
The Protection Map Review
We go through your Protection Map with you and answer your questions. Nothing is sold. With 5 Years or 10 Years you can add one for $250 when you buy; with 1 Year, for $500. Any later review is $500, paid once. Once your Protection Map is finished we email you a link to book it; please book within 30 days. A review is never added to a renewal.
30-day money-back guarantee
Your first Protection Map purchase, on any plan, comes with a 30-day money-back guarantee, not available once you've had your Protection Map Review. Within 30 days of buying, choose Request a refund on your account page and tell us briefly what didn’t work. We return your payment in full, including a review you added at checkout, and your access ends. The guarantee is for your first purchase only; renewals and later purchases, including moving to a longer plan or a review bought later, aren’t refundable.
If the price changes
We’ll email you at least 30 days before any price change, so you can turn off auto-renew before it takes effect if you choose.
Your account
Your access is tied to your email address. We sign you in with a one-time link sent to that address — there is no password — so keep your email account secure. One plan is for one household.
Your information
How we handle your information, how long we keep it, and what happens when you close your account are explained on our Privacy & cookies page.
Responsibility
Protection Map is provided as is. Decisions you make using it are yours. To the extent the law allows, Financial Risk Partners is not responsible for losses that come from using the tool, and our total responsibility to you is limited to what you paid us in the 12 months before the claim.
Changes to these terms
If we change these terms in a way that matters to you, we’ll post the new version here and email customers before it takes effect.
Governing law
These terms are governed by the laws of the State of Iowa.
Questions
Use Start a Conversation and we will get back to you.